I authored these 3 whitepapers. Download them here.
The Future of the High Street
Click to access BIO_WP_CONNECTED_RETAIL_012_3.pdf
Connected Products Smart Lives
http://www.thebioagency.com/documents/BIO_WP_CONNECTED_RETAIL_001_1.pdf
The Future of the Retail Bank
Click to access BIO_WHITEPAPER_Banking_2015-spreads.pdf